Crypto Finance Through a Financial-Planning Lens: A Kitces-Style Deep Dive (Without References)
Crypto finance has matured beyond “speculative coins” into a multi-layer ecosystem: volatile growth assets, stablecoin cash-like instruments, staking-based “income,” on-chain lending, and decentralized exchanges. For financial planners and advanced investors, the relevant question isn’t whether crypto is interesting. It’s whether—and how—crypto fits within a fiduciary-grade planning framework: goals-based planning, risk capacity vs. risk tolerance, tax […]